How Text-to-Pay Payment Link Works
Send Invoice / Payment Links
Streamline your billing with PayToMe’s digital invoicing and effortless no-code Payment Links. Send invoices and payment requests quickly via text or email.
Pay-by-Text
PayToMe’s text messaging system enables you to send invoices and payment links directly to customer phones worldwide. Customers can make payments without any login credentials.
Get Paid By Text Messaging
Customer payments are processed within seconds at PayToMe, and you will get a notification. We transfer the payment amount to your bank account within 2 days.
Text-to-Pay Features
Split Payment Available
Allow your customers to split their payments across multiple cards or payment methods. This flexibility ensures they can manage their finances conveniently while still completing their purchases.
Collect Tips on Payment
Easily add tips to your payment process. Allow customers to pay tips and boost your revenue. Also, provide excellent service and hassle-free transaction options for your customers.
Setup Installment Payment
Offer your customers the option to pay for their purchases in installments, allowing them to spread the cost over time. This option enhances affordability and encourages larger purchases.
Partial Payment Option
Enable your customers to make partial payments, providing flexibility and convenience while improving cash flow for your business. This option allows customers to manage their finances better, increasing their satisfaction and loyalty.
Text-to-Pay Quick and Efficient Way to Get Paid
Retail
Retailers can use Text to Pay for quick and seamless checkout experiences, allowing customers to pay for their purchases directly through a text message.
Restaurants
Restaurants can leverage Text to Pay for contactless payment options, enabling customers to settle their bills without waiting for the check.
Service Providers
Service-based businesses such as salons, spas, and home service providers can utilize Text to Pay for invoicing and collecting payments.
Events and Ticketing
Event ticketing platforms can implement Text to Pay for ticket purchases and event registrations. Attendees can simply text a designated number to purchase tickets or register for events.
Payment Methods
Text to Pay supports various payment methods, including credit/debit cards, bank transfers, and digital wallets like Apple Pay and Google Pay.
Fee Structure
Fees for Text to Pay transactions are determined by factors such as transaction volume, payment frequency, and chosen payment gateway.
Processing Fees
Merchants typically incur a small processing fee per transaction, which ranges from 1% to 3%.
Additional Charges
Additional charges may apply for premium features such as expedited payments or international transactions.
Cost-Benefit Analysis
Despite nominal fees, Text to Pay offers convenience and efficiency, making it an attractive payment solution for businesses.